COPAYMENTS, DEDUCTIBLES, AND COINSURANCE
Your insurance co-payment is due at the time of your visit. Skin biopsies and pathology services performed in-house will be charged along with the office visit. If further testing is required to obtain an accurate diagnosis, your specimen will be sent to an outside laboratory where additional charges may apply. If you are unable to pay your co-payment at the time of your visit, we will reschedule your office visit. If we determine that you have a deductible or a co-insurance amount due, you will be asked to pay this amount at the time of your visit. We do our best to have accurate collections, but please note that your co-pay/deductible are subject to determination by your insurance company. As a courtesy, our officer will file your claim with your insurance company and initiate correspondence with the purpose of getting you the maximum coverage your insurance allows. SELF PAY FEE SCHEDULE:
REN Dermatology is out of network with certain insurance providers. It remains the responsibility of the patient/policy holder to know your insurance coverage, including out of network benefits. REN Dermatology does not file out of network benefits. REN Dermatology has a flat fee schedule for out of network patients. These fees are subject to change without notice. REN Dermatology will provide information regarding the fees upon request. If you have not provided medical insurance, you hereby confirm that you do not have insurance to be billed and understand that payment is due at the time of service.

AUTOPAY:
REN Dermatology encourages patients to enroll in automatic payment when insurance claims are being filed. AutoPay helps reduce the amount of paper statements sent. AutoPay is designed to be used only for insurance submitted claims after insurance has been fully processed. Patients will authorize a waiver in-office and provide the credit card to be utilized for AutoPay. After a claim for services rendered has been submitted and fully processed by your insurance company, any balances listed as “Patient Responsibility” will be charged to the card on file. Patients will receive an email 10 days prior notifying them of the balance to be charged, with a maximum of 1 successful payment via AutoPay per claim and a maximum of $250 per patient. AutoPay will not run again to process any residual balance. Any additional balance over $250 will be collected by REN Dermatology. If the payment fails or declines, the AutoPay status will be declined. The transaction will try and process for 4 consecutive business days. If still unsuccessful, the AutoPay claim will remain in declined status and you will receive a statement in the mail.

INSURANCE BALANCES:
REN Dermatology will submit claims to in-network insurances on behalf of the patient as a courtesy. If we do not receive payment or resolution from your insurance company within 60 days of filing the claim, the balance becomes your responsibility. REN dermatology will automatically run the credit card on file after sending an email with the amount to be charged 10 days prior to charging the card.

Patients not covered by a medical plan we accept are expected to pay at the time of service. We accept cash, check, Visa, MasterCard, and American Express.

For billing questions, please contact our Billing Department at 615-835-3220.

IN-NETWORK INSURANCE:
REN Dermatology participates in most major insurance plans. To ensure that REN Dermatology is in network with your insurance, please contact your insurance carrier. It is your responsibility to provide REN Dermatology with accurate, up-to-date insurance information.

• REN Dermatology is current in network with United Healthcare, Medicare, Cigna (with the exception Connect/EPO Network), Aetna, Humana, Blue Cross Blue Shield, BCBS Medicare Advantage, and Humana Medicare plans.

• At this time, REN Dermatology cannot see Oscar, Medicaid, or PHCS/Multiplan patient including but not limited to: Amerigroup, TennCare, CoverKids, United Healthcare Community Plan, and Blue Care.